Halal VISA Cards Are Here!

KOHO + MANZIL

Manzil has partnered with KOHO to bring you Halal prepaid Visa cards with cash back rewards.

*The card illustration on the right is a concept card.

Get My Halal Card
banner-img

SAVE, SPEND, & BUDGET

You get a free chequing account that makes it easy to feel good about saving and spending. Your KOHO app and prepaid Visa card work together to make day-to-day banking smart and stress-free.

  • Instant notifications every time you spend. You also get spending insights to track your spending
  • Your money is safe. You can lock the card anytime from the app
  • A separate virtual card for secure online shopping
  • Instantly add your card to any of the major digital wallets (Apple, Google or Samsung Pay)
  • Reach your goals faster with automated savings
  • Save and earn cashback on all purchases and receive an extra 1% cash back for 90 days when you sign up
  • Earn up to an extra 5% cash back at select merchants
  • No fees (for base product) or interest
  • Get access to a portion of your paycheque early and fee-free
  • Round up your spare change and stash it for a rainy days
Get My Halal Card
  • Instant notifications every time you spend. You also get spending insights to track your spending
  • Your money is safe. You can lock the card anytime from the app
  • A separate virtual card for secure online shopping
  • Instantly add your card to any of the major digital wallets (Apple, Google or Samsung Pay)
  • Reach your goals faster with automated savings
Get My Halal Card
  • Save and earn cash back on all purchases and receive an extra 1% cash back for 90 days when you sign up
  • Earn up to an extra 5% cash back at select merchants
  • No fees (for base product) or interest
  • Get access to a portion of your paycheque early and fee-free
  • Round up your spare change and stash it for rainy days
Manzil KOHO Halal Prepaid Visa Card

What Makes this Prepaid Card Halal?

There are additional features and restrictions that we have baked into this card to ensure it meets the standards of AAOIFI

No Interest %
No Interest %

You will never have to worry about owing anyone any money from this card. You load your account with your own funds anytime you like, and cannot go into debt.

Halal Cash Back
Halal Cash Back

The cash back provided happens post transaction and is a benefit for using the card. Islamicly this benefit is considered a gift and is permissible.

Merchant Restrictions
Merchant Restrictions

Currently, you cannot use the card for online gambling websites and we are working towards additional merchant restrictions such as Cannabis shops (i.e OCS), Alcohol (i.e LCBO), and Casinos.

Steps to Get Your Halal Prepaid Credit Card Through KOHO

1

Enter Your Email Address & Complete the Signup Process

On the Manzil x KOHO landing page you will be prompted to enter your email address and begin the signup process. See it through to the end. It only takes a minute. No hard credit check is done. Applying will not impact your credit score.

img
Start Using Your Virtual VISA Card Immediately Using Your Apple or Google Wallet
2

Start Using Your Virtual VISA Card Immediately Using Your Apple or Google Wallet

You don't have to wait for your card in the mail to start using it. Just download the KOHO App after you signup and you'll see a ready to use virtual card that you can add to your digital wallet and start using it immediately.

3

Receive Your KOHO Card in the Mail & Activate It

You will receive your physical card in the mail within 10 business days. Activate it with a quick call and begin using your card anywhere VISA cards are accepted. Initially, this will be a KOHO branded card where you get to choose your preferred design when you sign up.

Receive Your KOHO Card in the Mail & Activate It
Get Your Very Own Custom Branded Virtual Card
4

Get Your Very Own Custom Branded Virtual Card

Once Manzil reaches 1,000 active users, Manzil and KOHO will work towards offering a custom virtual Manzil branded card with added Halal features. Physical cards will come at a later date, insha'a Allah.

*This card illustration is a concept card and would not necessarily reflect the card you will receive.



Halal Cards FAQs

Please take the time to go through our frequently asked questions below.

1. What is Manzil's role in all of this?

Manzil has many roles in this engagement primarily bringing its expertise in adding features and restrictions (coming soon) to ensure this program meets with Shariah guidelines and AAOIFI's standards. Lastly, we act as the promotor for KOHO by engaging the Muslim community with education and awareness about Islamic Finance and the products that are available to them.

2. How did this partnership come about?

As part of Manzil's product roadmap, we had Halal prepaid cards as a medium to long term goal and when KOHO became aware of it they reached out and said they could help us to do it sooner; so we did!

3. Why am I getting a KOHO branded card and not a Manzil one?

Manzil and KOHO mutually decided that it would be worth our efforts to design and offer a virtual Manzil branded card once we hit 1000 active card users. The sooner we get there the sooner we will be able to replace your card with a virtual Manzil branded one. Make sure you refer your friends and family by sharing this link or the "MYMANZIL" promo code to be used through the regular sign up process. A physical Manzil branded card will be coming later on.

4. How can I be sure that this is a Shariah-compliant solution?

Our Shariah advisors from IFAAS have reviewed the process and the documentation to ensure it complies with all the relevant AAOIFI standards. The Shariah certificate can be viewed here.

5. I have a question related specifically to my KOHO account. Can you help?

You can reach out to KOHO's User Success Team directly through the KOHO app or you can view their FAQs here.

6. Is KOHO available in Quebec?

Yes! Alhamdulilah, KOHO is available to all residents of Canada.

7. I'm already a KOHO user. Can I switch over?

Currently, you cannot. Once we work with the KOHO team to customize the offering further, we will work towards allowing current users to switch over to the Halal card.
Skip to content