Yes! In fact, the Manzil Mortgage Product is the only AAOIFI Standard Certified Halal Mortgage in all of Canada. Being AAOFI compliant means that you, the customer, can rest assured that every aspect of Manzil's Mortgage product is adhering to strict shari'ah guidelines to ensure a 100% interest-free, halal product. AAOIFI, established in 1991 and based in Bahrain, is the leading international not-for-profit organization primarily responsible for development and issuance of standards for the global Islamic finance industry. It has issued a total of 100 standards in the areas of Shari’ah, accounting, auditing, ethics and governance for international Islamic finance.